Facebook
Twitter
Pinterest
Copy Link
I’m Maji Pace Ramos, and I’ve been a Miami realtor since 1993. 2nd Generation Realtor and a Miami Native. 
Real Estate is in my blood. I’ve been studying this market most of my life. I’m obsessed with it. I know it’s a little weird. Have been since I was in high school. 
If you want to keep your pulse on this crazy rollercoaster 
of a market, follow my blog.
Like “Majic” I’ll get it closed.
I had to go under the deck 😳 to get him. Anyone that know me knows I would never ever do this bc I’m a germ phobe but there was no choice. I bruised my chest and knee, this was not fun. I finally grabbed him and brought him in. He then got bathed twice bc ewwww.. and slept for 1.5 days.
Now when we open the door he takes off. Don’t think he’ll do that again. 😅
Oh yeah and my nephew slept through the entire ordeal!
I mean it was loud, lights were turned on by his window, there was cursing..a lot of cursing. 🤬Good think he’s a sound sleeper bc he’s a professional athlete and needed his rest.
Koko’s new name is F*%#ing Koko. 😾
#adventuresofgingerkokoandsaqui
That was my absolute favorite bar on Sobe in the early 2000s! Now the addresses are different but this so looks and feels like the old Purdy Lounge. 
Fine jewelry at very good pricing!
They also repair jewelry.
#gabrieledwardjewelers #bnibiscayneconnection #googlemaji #majiramosrealestateadvisorpa #majismarketminute #miami #jewelrystoremiami #miami_home_trends #majismiami
The Maji Sold Team participated in the sale. We brought the buyer.
There were over 15 offers! We went in over ask with a post occupancy for the seller. The contract was not contingent on financing and this was one of the most complicated transactions I have had in 29 years!
Many issues arose due to the very recent changes in the financing guidelines for older condos which affected this transaction even though it was a condo/townhouse. The property did not appraise either. We had issues with the property management company as well. It was a mess!
I was able to dispute the appraisal successfully. This is extremely difficult to do and I have only done this 3 times in my career!
We received a seller credit and we CLOSED!!
This is when experience and masterful negotiation skills matter most.
Like Majic I’ll get it closed!!
(Maji) Maria E Ramos Real Estate Advisor, P. A.
305-519-7940 | maji@majisold.com
Published by Maji Pace Ramos on March 16, 2023
Adventures in Little Havana with my mom and nephew Matthew Grant who’s home for spring break.
Ate at Lung Yai Thai Tapas. Cute small restaurant with good food. We got there at 12 and did not have to wait. By 12:30 it was packed and a line was forming. They don’t take reservations and if you go, be prepared to order all your food at one time.
The Chef is from Bangkok and it’s been featured in Conde Nast and in the Michelin Guide. Overall I thought it was very good with a creative menu. The curry was very tasty but the pad thai was the star.
I have to say that my fave is still Ricky Thai Bistro in North Miami. The owners are from Thailand and bring back spices when they go.
But it’s not in Little Havana which is an experience in and of itself plus where else can you get passionfruit sake?!
#littlehavana #littlehavanamiami #lungyaithaitapas #majismiami #googlemaji #rickythaibistro #MiamiNative #miamiseeitlikeanative #majiramosrealestateadvisorpa #miami_home_trends #majismarketminute
Florida insurance companies add new requirements to avoid insuring older homes
by Stassy Olmos | ABC Action News
Insurance agents say that companies are changing policy requirements to avoid the financial risk of older roofs
#miami_home_trends #majismarketminute #majisold #majipaceramos #miamirealtor #miamirealestate #majiramos #miamirealestategent #homesellinginmiami #miamilistingagent #majiramosrealestateadvisor #Miamirealetstatemarket #miamihomesforsale #miamicondosforsale #homebuyers #homesellers #realestatemarketpresentation #majiramosrealestateadvisorPA #isitagoodtimetobuy #isitagoodtimetosell #realestateadvisor #equity #hasmyhomelostvalue #homevalutation #zestimate #zillow #homecalculator #floridainsurancecompanies
Condos What questions to ask before buying or renting
This is today’s Maji’s Market Minute. Today we’re going to discuss condos and what to look for.
First and foremost, you have to ask if there is a structural inspection report or if there’s one coming. This is very important right now, in lieu of what happened with Champlain Towers in Surfside, and with all the recent changes with the insurance guidelines, lending guidelines, and building guidelines.
So this is very, very important, especially now.
How do you get this information?
Well, you need to talk to the property management company or the condo association via the condo board. You need to know what questions to ask to get the answers you need.
I know condos. I was a past President of a South FL Condo Board. So if you have any questions or you want some representation when you’re looking to buy a condo, contact me.
Like “Majic” I’ll get it closed.
#miami_home_trends #majismarketminute #majisold #majipaceramos #miamirealtor #miamirealestate #majiramos #miamirealestategent #homesellinginmiami #miamilistingagent #majiramosrealestateadvisor #Miamirealetstatemarket #miamihomesforsale #miamicondosforsale #homebuyers #homesellers #miamibeachcondosforsale #analyzation #headlines #inventories #listingsgent #absorptionrate #miamihometrends #didmyhousegodowninvalue #condos
This is Maji Pace Ramos with today’s edition of Maji’s Market Minute, on a very, very sunny day in Miami. 
Today we are going to discuss what’s going on with the headlines and the market.
Basically, we have to be really careful with the teaser headlines. They are effective for getting you to open the link but how accurate are they really?
Don’t chase the headlines, just follow the stats. That’s the moral of the story.
The headlines are saying that foreclosures have doubled but what they’re not saying is from what? What’s the reference here? We had historically low foreclosure rates, so doubling is actually still low. That’s the funny thing.
The real issue is inventory. 
We are at a seven-year, all-time low of inventory in January, which is historically the strongest listing month of the year, that’s the problem.
If you are thinking about selling, this would be a great time to sell. Based on most of my resources, we should be looking at more homes for sale later this year. Then of course the market could shift.
Like “Majic” I’ll get it closed.
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
• About me: https://linktr.ee/majisold
For breaking news in the real estate market, subscribe to Maji’s Market Minute Blog on MiamiHomeTrends.com
http://bit.ly/
#miami_home_trends #majismarketminute #majisold #majipaceramos #miamirealtor #miamirealestate #majiramos #miamirealestategent #homesellinginmiami #miamilistingagent #majiramosrealestateadvisor #Miamirealetstatemarket #miamihomesforsale #miamicondosforsale #homebuyers #homesellers #miamibeachcondosforsale #analyzation #headlines #inventories #listingsgent #absorptionrate #miamihometrends #didmyhousegodowninvalue
Published by Maji Pace Ramos on March 3, 2023
Investors expect the Fed to raise interest rates soon, and this week’s increase in the 30-year, fixed-rate mortgage reflects that.
Last week it was 6.5%.
Like “Majic” I’ll get it closed.
#miami_home_trends #majismarketminute #majisold #majipaceramos #miamirealtor #miamirealestate #majiramos #miamirealestategent #homesellinginmiami #miamilistingagent #majiramosrealestateadvisor #Miamirealetstatemarket #miamihomesforsale #miamicondosforsale #homebuyers #homesellers #realestatemarketpresentation #majiramosrealestateadvisorPA #isitagoodtimetobuy #isitagoodtimetosell #realestateadvisor #equity #hasmyhomelostvalue #homevalutation #zestimate #zillow #homecalculator #datetherate #marrythehome #datetheratemarrythehome
Source:
Published by Maji Pace Ramos on February 27, 2023
FHA Loans Now Cost $117 Less Per Month
By Kerry Smith
FHA lowered its mortgage-insurance premium for borrowers by 30 basis points. The $117 monthly savings is based on a $467.7K home with 3.5% down.
Full article:
https://bit.ly/MMMBlogFHALoan117less
For breaking news in the real estate market subscribe to Maji’s Market Minute Blog:
http://bit.ly/majismarketminute-blog
Like “Majic” I’ll get it closed.
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
• About me: https://linktr.ee/majisold
#miami_home_trends #majismarketminute #majisold #majipaceramos #miamirealtor #miamirealestate #majiramos #miamirealestategent #homesellinginmiami #miamilistingagent #majiramosrealestateadvisor #Miamirealetstatemarket #miamihomesforsale #miamicondosforsale #homebuyers #homesellers #realestatemarketpresentation #4QMarketStats #majiramosrealestateadvisorPA #isitagoodtimetobuy #isitagoodtimetosell #realestateadvisor #equity #hasmyhomelostvalue #homevalutation #zestimate #zillow #homecalculator #fhaloans #FHA
Published by Maji Pace Ramos on February 18, 2023
Published by Maji Pace Ramos on February 15, 2023
Published by Maji Pace Ramos on February 14, 2023
Published by Maji Pace Ramos on February 13, 2023
This is an issue facing many older coastal buildings. I’ve mentioned this several times in my blog.
For breaking news in the real estate market subscribe to Maji’s Market Minute Blog:
http://bit.ly/majismarketminute-blog
Published by Maji Pace Ramos on February 9, 2023
I’m Maji Pace Ramos, and in today’s Maji’s Market Minute, we’re going to discuss
what I consider to be one of the biggest issues in our current real estate market… the insurance crisis.
I mentioned this during a presentation I gave last week that will be on my blog probably next week.
Basically the insurance crisis is a very big issue.
Two days after that presentation, Coldwell Banker, the largest real estate company in the world,
changed our addendums with changes referencing these issues.
The Florida Association of Realtors, which prepares our legal contracts, will be changing the standard contracts probably in the next month or two.
Lenders are changing their guidelines, and insurance companies are as well. This is a big issue.
What does this mean?
If you are thinking about selling, get in the game. This is a super complicated market, and I know it well.
If you need any assistance or have any questions on this topic, please reach out.
Like “Majic” I’ll get it closed.
Market Projections Presentations:
https://bit.ly/MMM-market-projections-presentations
Published by Maji Pace Ramos on February 7, 2023
𝟰𝗤 𝗗𝗲𝘁𝗮𝗶𝗹𝗲𝗱 𝗠𝗮𝗿𝗸𝗲𝘁 𝗦𝘁𝗮𝘁𝗶𝘀𝘁𝗶𝗰𝘀 𝟮𝟬𝟮𝟮
𝗳𝗼𝗿 𝗦𝗼𝘂𝘁𝗵 𝗠𝗶𝗮𝗺𝗶-𝗗𝗮𝗱𝗲 𝗖𝗼𝘂𝗻𝘁𝘆
Prepared exclusively for:
The Coral Gables office of Coldwell Banker Residential Real Estate
Statistical Information for: December 31, 2022
Coral Gables
Coconut Grove
Pinecrest
Palmetto Bay
South Miami
Prepared by: Joseph J. Parker
𝗦𝘁𝗮𝘆 𝘁𝘂𝗻𝗲𝗱📣
𝗳𝗼𝗿 𝗺𝘆 𝗹𝗮𝘁𝗲𝘀𝘁 𝗽𝗿𝗲𝘀𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 𝗼𝗻 𝘁𝗵𝗲 𝗠𝗶𝗮𝗺𝗶 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗠𝗮𝗿𝗸𝗲𝘁 🏡
𝗰𝗼𝗺𝗽𝗮𝗿𝗶𝗻𝗴 𝗽𝗮𝘀𝘁 & 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝘀𝘁𝗮𝘁𝘀 𝗮𝗻𝗱 𝗺𝘆 𝗽𝗿𝗼𝗷𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 𝟮𝟬𝟮𝟯! 🔮
https://bit.ly/MMM-market-projections-presentations
For breaking news in the real estate market subscribe to Maji’s Market Minute Blog:
http://bit.ly/majismarketminute-blog
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
• About me: https://linktr.ee/majisold
Published by Maji Pace Ramos on February 3, 2023
for my latest presentation on the Miami Real Estate Market 🏡
comparing past & current stats and my projections for 2023! 🔮
https://bit.ly/MMM-market-projections-presentation
For breaking news in the real estate market subscribe to Maji’s Market Minute Blog:
http://bit.ly/majismarketminute-blog
About me: https://linktr.ee/majisold
Published by Maji Pace Ramos on February 2, 2022
Morning has broken. Taken this morning @ Rusty Pelican – Key Biscayne, FL.
We truly live in paradise!
Published by Maji Pace Ramos on January 30, 2023
Published by Maji Pace Ramos on January 23, 2023
For breaking news in the real estate market subscribe to: Maji’s Market Minute Blog:
Published by Maji Pace Ramos on January 19, 2023
This week, I’m contesting an appraisal that came in significantly lower than the sales price.
Will the seller pay the difference?
I don’t know. There were multiple offers on this property.
Will my buyer pay the difference?
I don’t know that either because there’s also work that needs to be done, but it doesn’t really matter.
I’m still contesting it.
I think I have a solid case, and although it’s a lot more work for me to get the information on this,
(I actually have one comp that’s a really good one) I’m still doing it.
It is a lot more work for me because this information is not readily available.
I’ve had to really dig for this and I am still doing it because I look out for my clients.
Like “Majic” I’ll get it closed.
Published by Maji Pace Ramos on January 16, 2023
Celebrating the life and legacy of Dr. Martin Luther King Jr.
Published by Maji Pace Ramos on January 11, 2023
Did you know that 80% of buyers are unsatisfied with the purchase of their
homes that they made during the pandemic in the last couple of years?
Did you also know that those buyers now have equity in those homes,
and it’s the perfect time to upgrade to their dream home?
If you are unsatisfied with the home you bought a couple of years ago, please contact me.
I can make your dreams come true.
Published by Maji Pace Ramos on January 10, 2023
Published by Maji Pace Ramos on January 10, 2023
Beautiful walk in the park. The moon was hiding behind a cloud.
Published by Maji Pace Ramos on January 10, 2023
but get this, 
Published by Maji Pace Ramos on January 6, 2023
Published by Maji Pace Ramos on January 5, 2023
Happy New Year! 🎇
Hope you all had a peaceful and wonderful holiday season.
I’ve been very, very busy. On my way to the Christmas Eve celebration with the family, I was negotiating a seller credit for my buyer, actually, right up until I got to my cousin’s house. I was a little bit late to the party. 🙃 A couple of days later I had inspections on another property and I’m now strategizing for the negotiation on that, for the appraisal and the inspections. It’s a very busy market. This is a very good time for buyers to be on the market. It’s the best market we’ve had for buyers in the last few years.
If you are a buyer and you’re interested in buying a property, get in the game.
If you want to close, CALL ME. and hopefully…
I will have time to take down my Christmas tree and decor this weekend. 😂
Like “Majic” I’ll get it closed.
About me: https://linktr.ee/majisold
Published by Maji Pace Ramos on December 31, 2022
Published by Maji Pace Ramos on December 28, 2022
I’m Maji Pace Ramos and I wanted to wish you all a HAPPY HOLIDAY SEASON! 🥂❄️🥳🎊🎇🍾🎍🎉
I had two deals 🏡 go under contract 1 1/2 weeks ago and yes, we are in the middle of the holidays and the real estate market is still going. 📈🔥 It is a little unusual for this time of the year, but it’s definitely a really good time for buyers to present offers because it is a little bit slower. Having said that, both of these contracts had multiple offers.
So… why did mine get selected? I think one of my superpowers is knowing how to read people. 🦸🏻♀️ I’m very good at it. I’ve been doing this for a very long time and I know how to tell what sellers want and the listing agents are looking for. So if you want your offers accepted, contact me.
Like “Majic” I’ll get it closed.
Happy Holidays!
❄️🔥🥳🎉🧧🎍🥂🍾🎇❄️🔥🥳🎉🎊🎍
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
About me: https://linktr.ee/majisold
For breaking news in the real estate market subscribe to: Maji’s Market Minute Blog:
Published by Maji Pace Ramos on December 25, 2022
Published by Maji Pace Ramos on December 23, 2022
Published by Maji Pace Ramos on December 20, 2022
I’m at inspection today for one of the two properties that went under contract last week and a few things have come up.
Some of it was covered up under paint and renovations. It is very important to do inspections.
Like “Majic” I’ll get it closed.
Happy Holidays!
🎄🕎❄️🎅🏻☃️🎄🕎❄️🎅🏻☃️🎄🕎❄️🎅🏻☃️
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
About me: https://linktr.ee/majisold
Published by Maji Pace Ramos on December 17, 2022
Published by Maji Pace Ramos on December 16, 2022
Like “Majic” I’ll get it closed.
About me: https://linktr.ee/majisold
Published by Maji Pace Ramos on December 15, 2022
Is it a good time to buy? 🏡 Boy, is that a question I get every day. 😁
Short answer, it really depends on what news you listen to and what you believe.
1. What do you think is going to happen with the mortgage rates?
2. What do you think is going to happen with inventory?
In my opinion, inventory is the real issue. But what do YOU think? Based on those two answers, that will determine whether you think it’s a good time to buy. Now, if you’re asking me as a professional, is it a good time to buy?
I would say yes, it’s a very good time to buy. Right now, interest rates came down a bit. 📈 We are in the middle of the holiday season, which means fewer buyers. 🎄🕎🎅🏻People are distracted, not as much competition. However, having said that, there’s still some competition, and all you need is one other offer to blow your game. It is still a competitive market, it’s just not as competitive. So if you’re interested in buying, please give me a call.
Like “Majic” I’ll get it closed. 🗝️
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Real Estate Market Trends Expert
• Miami native
For breaking news on the real estate market subscribe to:
Maji’s Market Minute Blog
http://bit.ly/majismarketminute-blog
Follow me on social media:
https://linktr.ee/majisold
Published by Maji Pace Ramos on December 14, 2022
Maji’s Market Minute
Like “Majic” I’ll get it closed. 🗝️
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Real Estate Market Trends Expert
• Miami native
For breaking news on the real estate market subscribe to:
Maji’s Market Minute Blog
http://bit.ly/majismarketminute-blog
Follow me on social media:
https://linktr.ee/majisold
Published by Maji Pace Ramos on December 13, 2022
Published by Maji Pace Ramos on December 13, 2022
My design background came in handy today as well as my experience with over 12 renovations, advising good friends/buyers how they could attach a carport to the rest of the house and how to move laundry room from the carport to inside the home.
Also trying to determine which parts of the house were an addition so we can check permitting. All in a day’s work. It is very convenient having an Interior Design degree and experience as an Interior Designer. .
Like “Majic” I can help buyers envision potential of a home and assist sellers in staging, presenting homes in the best possible light to get the highest possible price in the shortest amount of time.
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Interior Design degree and experience
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
For breaking news in the real estate market subscribe to: Maji’s Market Minute Blog
http://bit.ly/majismarketminute-blog
Published by Maji Pace Ramos on December 10, 2022
Morningside lights.
Published by Maji Pace Ramos on December 10, 2022
Gorgeous moon rise over bird island tonight! Did anyone else see it?
Morningside Park
@morningsidemiami_living
Published by Maji Pace Ramos on December 9, 2022
Published by Maji Pace Ramos on December 9, 2022
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Interior Design degree and experience
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
For breaking news in the real estate market subscribe to: Maji’s Market Minute Blog
http://bit.ly/majismarketminute-blog
Published by Maji Pace Ramos on December 8, 2022
Last night, I received a text from a listing agent that my buyer’s offer was not accepted.
So, note to all buyers, don’t be fooled by all the crazy and conflicting news that’s out there.
THIS IS NOT A BUYER’S MARKET.
There are still multiple offers, and all it takes is one other offer to really create a problem for a buyer.
So just be very aggressive with your offers. Don’t dilly-dally.
Don’t wait, get them in. Present clean contracts with very few changes and terms. Lock it up and use the inspection period for your due diligence.
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Interior Design degree and experience
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
For breaking news in the real estate market subscribe to: Maji’s Market Minute Blog
http://bit.ly/majismarketminute-blog
Two of my favorite peeps in the office.
#holidayparty #coldwellbankerrealty #coldwellbankdercoralgables #merrickpark
Coldwell Banker Realty – Coral Gables Office!
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Interior Design degree and experience
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
For breaking news in the real estate market subscribe to: Maji’s Market Minute Blog
http://bit.ly/majismarketminute-blog
Published by Maji Pace Ramos on December 7, 2022
Maji Ramos Real Estate Advisor, P.A
305-519-7940 | maji@majisold.com
• Interior Design degree and experience
• Miami Realtor since 1993
• 2nd Generation Realtor
• Negotiation Specialist
• Market Trends Expert
• Miami native
For breaking news in the real estate market subscribe to: Maji’s Market Minute Blog
http://bit.ly/majismarketminute-blog
Published by Maji Pace Ramos on December 7, 2022
Great holiday party at Merrick Park! 
Published by Maji Pace Ramos on December 6, 2022
Yeah so we went to go look at this property 
, 
with custom lighting at the same time the father 
which they had moved to the outside porch area Published by Maji Pace Ramos on December 5, 2022
#worldsoilday #drfarshid #maji_green #majigreensustainablesolutions
Aqua Art Miami.
Aqua Art Miami.
Aqua Art Miami was so good!
I prefer the Art Miami off shoot exhibits in the historic hotels or containers.
This is where you find emerging artists.
Plus some of these rooms reminded me of my 1st apartment on Sobe in the 90’s.
Loved that apartment. Trip down memory lane. The 90’s were the golden age of Sobe. Soooo much FUN!!!
Ink Miami at the Dorchester, Sobe.
Woodstock poster.
Perihelion Collage.
The irridescent circles are basically earth in relation to the sun.
This piece was one of my faves.
Published by Maji Pace Ramos on December 4, 2022
Design Miami 2022.
Design Miami 2022
Design Miami 2022.
Market still moving at a fast pace.
Highlights:
With supply still limited relative to demand, the market is still moving at a fast pace,
and 24% of homes sold above list price, down from 28% a month ago and 42% a year ago.
64% of respondents reported properties sold in less than one month.
This is down from 70% a month ago and 82% in October 2021.
First-time buyers represented 28% of buyers, virtually unchanged from one month and one year ago.
26% of buyers were all-cash sales, up slightly from 22% last month and 24% in October 2021.
85% of buyers purchased in a suburb, small town, rural, or resort area.
Note: the REALTOR® Confidence Index is provided by NAR solely for use as a reference.
Resale of any part of this data is prohibited without NAR’s prior written consent.
Published by Maji Pace Ramos on December 3, 2022
Published by Maji Pace Ramos on December 1, 2022
Published by Maji Pace Ramos on November 30, 2022
