Maji's Market Minute

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Maji's Market Minute FHA Loans Now Cost $117 Less Per Month Published by Maji Pace Ramos on February 27, 2022 FEBRUARY 22, 2023 FHA Loans Now Cost $117 Less Per Month By Kerry Smith FHA lowered its mortgage-insurance premium for borrowers by 30 basis points. The $117 monthly savings is based on a $467.7K home with 3.5% down. For breaking news in the real estate market […]
Maji's Market Minute What is the biggest issue facing our market today? I’m Maji Pace Ramos, and in today’s Maji’s Market Minute, we’re going to discuss what I consider to be one of the biggest issues in our current real estate market… the insurance crisis. I mentioned this during a presentation I gave last week that will be on my blog probably next week. Basically the insurance […]
Maji's Market Minute Contesting an appraisal report This week, I’m contesting an appraisal that came in significantly lower than the sales price. Will the seller pay the difference? I don’t know. There were multiple offers on this property. Will my buyer pay the difference? I don’t know that either because there’s also work that needs to be done, but it doesn’t really […]
Maji's Market Minute Homebuyers that bought in the last 2 years have equity! Did you know that 80% of buyers are unsatisfied with the purchase of their homes that they made during the pandemic in the last couple of years? Did you also know that those buyers now have equity in those homes, and it’s the perfect time to upgrade to their dream home? If you are unsatisfied […]
Maji's Market Minute Best buyer’s market we’ve had in years! Happy New Year! 🎇 Hope you all had a peaceful and wonderful holiday season. I’ve been very, very busy. On my way to the Christmas Eve celebration with the family, I was negotiating a seller credit for my buyer, actually, right up until I got to my cousin’s house. I was a little bit late […]
Maji's Market Minute My Superpowers is knowing how to read people during negotiations.. I’m Maji Pace Ramos and I wanted to wish you all a HAPPY HOLIDAY SEASON! I had two deals  go under contract 1 1/2 weeks ago and yes, we are in the middle of the holidays and the real estate market is still going.  It is a little unusual for this time of the year, but it’s […]
Maji's Market Minute Importance of Inspections I’m at an inspection today for one of the two properties that went under contract last week and a few things have come up. Some of it was covered up under paint and renovations. It is very important to do inspections. Click to watch the video Like “Majic” I’ll get it closed. Happy Holidays! Maji […]
Maji's Market Minute Is it a good time to buy? Is it a good time to buy? Boy, is that a question I get every day. Short answer, it really depends on what news you listen to and what you believe. 1. What do you think is going to happen with the mortgage rates? 2. What do you think is going to happen with inventory? […]
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Maji's Market Minute Why my design background is so helpful My design background came in handy today as well as my experience with over 12 renovations, advising good friends/buyers how they could attach a carport to the rest of the house and how to move laundry room from the carport to inside the home. Also trying to determine which parts of the house were an […]
Maji's Market Minute Breaking News! Last night, I received a text from a listing agent that my buyer’s offer was not accepted. So, note to all buyers, don’t be fooled by all the crazy and conflicting news that’s out there. THIS IS NOT A BUYER’S MARKET. There are still multiple offers, and all it takes is one other offer to […]
Maji's Market Minute Only in Miami… So I just came back from showing property this afternoon and thank G– these are personal friends, Cuban and also born and raised in Miami so they got it, but anybody else probably not so much. It’s not that uncommon for Latin buyers, especially younger buyers to bring the entire family to look at a […]
Maji's Market Minute Interesting Inventory Trend this week Interesting trend… I have seen an increase in inventory in the last couple of weeks, which is very atypical for this time of the year. Actually, my predictions were that we were going to see a substantial increase in the first quarter of next year. If you’re a BUYER, this would be a good time […]
Maji's Market Minute How to time the market So this video is a few months old but it still holds true because land is a very limited commodity in South Florida. Interesting to see how little has changed. Wanted to do a quick video before my workout. In today’s Maji’s Market minute, we’re going to talk about timing the market or lack thereof. […]
Maji's Market Minute How to time the market So this video is a few months old but it still holds true because land is a very limited commodity in South Florida. Interesting to see how little has changed. Wanted to do a quick video before my workout. In today’s Maji’s Market minute, we’re going to talk about timing the market or lack thereof. […]
Maji's Market Minute This is Maji Pace Ramos coming to you in between raindrops in Miami This is Maji Pace Ramos coming to you in between raindrops in Miami. We had a lot of rain in the last 24 hrs. Yesterday there was four inches of rain in some areas in Miami! It’s a really good idea to look at properties in the rain and even if you can’t get inside […]
Maji's Market Minute How is inflation affecting Landlords? Inflation refuses to budge. In September, consumer prices rose by 8.2%. Rent rose by 7.2%. It’s not in pace with what the landlords and owners are paying out, so they are actually at a loss. This is at an all-time high in the last 40 years. If you are struggling to keep up with payments […]
Maji's Market Minute Equity is the shining star of this market Did you know that equity is the shining star of this market? This is really what makes this market different from other markets in the past. The average equity in a home is $300,000. If you want to buy another property, you can leverage your home and buy using your equity. Click to watch the […]
Maji's Market Minute Real Estate & Inflation The best hedge against inflation is to control your monthly costs. Don’t RENT. BUY. For your “key” to the “Majic” City, Please contact me. Maji Pace Ramos 305-519-7940 | maji@majisold.com Click to watch the video Like “Majic” I’ll get it closed. Maji Ramos Real Estate Advisor, P.A 305-519-7940 | maji@majisold.com • Miami Realtor since 1993 […]
Maji's Market Minute Colombianos se preparan para propuesta de impuesto permanentes En esta edición de Maji’s Market Minute, quería discutir lo que está pasando en Colombia. Hay una propuesta de aumento permanente de impuestos para los ricos. (personas que ganan más de $643,000 US o 2.7 billion pesos.) También hay otros impuestos que se están proponiendo. Para ver el articulo completo, visite: https://bit.ly/3CFIXNu Si conoces a […]
Maji's Market Minute Colombians Brace for Permanent Wealth Tax Proposal! In today’s Maji’s Market Minute, I wanted to discuss what is going on in Colombia. A few months ago, they had an election and now there is a proposed permanent tax increase for the wealthy. And by wealthy, they’re talking about assets in excess of 670,000 US (that would be the conversion into US dollars). […]

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